Chocolate Chip Banana Bread Recipe: Moist, Chocolaty

Introduction

Chocolate Chip Banana Bread is the ultimate comfort bake: ultra-moist banana bread studded with melty chocolate chips that make every slice feel like dessert. One bowl, overripe bananas, and 60 minutes later, you have the best banana bread upgrade. Presented sliced on a white ceramic board with a pat of melting butter or a scoop of vanilla ice cream, optionally garnished with extra chocolate chips, this Chocolate Chip Banana Bread offers golden crust, tender crumb, and pure cozy joy that disappears faster than you can brew coffee.

Ingredients

For the Chocolate Chip Banana Bread (one 9×5 loaf): • 3 large ripe bananas (very spotty, about 1½ cups mashed)
• ¾ cup granulated sugar
• ½ cup brown sugar, packed
• ½ cup (1 stick) unsalted butter, melted (or vegetable oil)
• 2 large eggs
• 1 tsp vanilla extract
• 1¾ cups all-purpose flour
• 1 tsp baking soda
• ½ tsp kosher salt
• 1 tsp ground cinnamon
• ¼ tsp ground nutmeg (optional)
• 1½ cups chocolate chips (semi-sweet or mix with dark)
• 1 tbsp flour (for tossing chips)

For Serving: • Butter, ice cream, or powdered sugar dusting

Step-by-Step Process

  1. Preheat & prep
    Preheat oven to 350°F. Grease a 9×5 loaf pan and line with parchment sling (for easy removal).
  2. Mash the bananas
    In a large bowl, mash bananas until mostly smooth (some small chunks are fine for texture).
  3. Mix wet ingredients
    Add both sugars to mashed bananas. Stir until dissolved. Add melted butter, eggs, and vanilla. Whisk until smooth and well combined.
  4. Mix dry ingredients
    In a separate bowl, whisk flour, baking soda, salt, cinnamon, and nutmeg.
  5. Combine
    Add the dry ingredients to the wet ingredients in 2 additions. Fold gently with a spatula just until no flour streaks remain—do not overmix.
  6. Add chocolate chips
    Toss 1 cup of chocolate chips with 1 tbsp flour (prevents sinking). Fold into batter. Reserve the remaining ½ cup for topping.
  7. Bake
    Pour batter into prepared pan—smooth top. Sprinkle reserved chocolate chips on top. Bake 55–65 minutes until a toothpick in the center has moist crumbs (not wet batter). If top browns too fast, tent with foil last 15 minutes.
  8. Cool
    Cool in the pan 15 minutes, then lift out using parchment. Cool completely on a rack before slicing (or warm for melty chips).

Tips for Moist Chocolate Chip Banana Bread

• Very ripe bananas—dark spots = sweetest, moistest bread
• Don’t overmix—keeps it tender
• Flour-toss chips—prevents sinking to the bottom
• Tent with foil—prevents over-browning
• Cool before slicing—prevents gummy texture
• Use parchment sling—easy removal

Variations and Customization

• Nutty: add ¾ cup chopped walnuts or pecans
• Double Chocolate: use ½ cup cocoa powder in flour (reduce flour by ½ cup)
• Streusel Top: add oat-brown sugar-butter crumble
• Gluten-Free: 1:1 GF flour blend
• Vegan: flax eggs + plant milk + coconut oil
• Mini Loaves: divide into 3 mini pans; bake 35–45 min

Storage and Serving Tips

• Stays moist 4–5 days at room temp (wrapped tightly)
• Fridge up to 1 week—warm slices to revive
• Freezes beautifully up to 3 months (slice first for easy)
• Reheat slice 15 seconds in microwave or 5 minutes at 350°F oven
• Quick refresh: warm + pat of butter
• Serve for breakfast, snack, or dessert with coffee

Nutritional Information

Based on 12 slices:
Calories: 320 kcal
Total Fat: 14g (Saturated 8g)
Carbohydrates: 48g (Sugars 28g)

FAQ

1. Can I use frozen bananas?
Yes—thaw and mash; extra moisture makes it even better.

2. My bread sank in the middle.
Overmixed or opened the oven too early. Next time, gentle folding + no peeking.

3. No buttermilk?
Milk + 1 tsp vinegar/lemon juice—let sit 5 min.

4. Can I make muffins?
Yes—bake 18–22 minutes in a lined tin.

5. Less sweet?
Reduce sugar to ¾ cup total.

Conclusion

This Chocolate Chip Banana Bread is pure baking magic—moist, chocolatey, and so irresistible you’ll make it weekly. One slice warm from the oven with melting butter and suddenly mornings feel slower, coffee tastes better, and the whole kitchen smells like the best parts of comfort. Make it once, and it becomes your signature “I baked this” move that earns happy sighs and empty plates every time.

Chocolate Chip Banana Bread Recipe

Chocolate Chip Banana Bread Recipe: Moist, Chocolaty

Moist banana bread packed with chocolate chips.
Prep Time 15 minutes
Cook Time 1 hour
Total Time 1 hour 15 minutes
Servings 4

Ingredients
  

  • 3 large ripe bananas
  • ¾ cup granulated sugar
  • ½ cup brown sugar
  • ½ cup melted butter
  • 2 eggs
  • cups flour
  • 1 tsp baking soda
  • 1 tsp cinnamon
  • cups chocolate chips

Instructions
 

  • Mash bananas.
  • Mix in sugars, butter, eggs, and vanilla.
  • Whisk dry ingredients.
  • Fold dry into wet.
  • Toss 1 cup chips in flour; fold in.
  • Pour into a greased 9×5 pan.
  • Top with remaining chips.
  • Bake at 350°F 55–65 min.

Notes

• Very ripe bananas = sweetest
• Don’t overmix
• Freezes perfectly
• Try a nutty or streusel variation
• Breakfast or dessert winner

Sarah Williams

A Registered Dietitian, enthusiastic home cook, and food lover with a deep passion for healthy living. Interest in sharing the healthy & delicious recipes to people.

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